Homeownership gives stability, community, and fulfillment, not just financial benefits. Homy Loans offers programs from just 3% down. Let's clear up common homebuying myths so you can proceed confidently.
A Down Payment Assistance (DPA) loan is a program designed for those who need financial help covering the initial costs of a home purchase. Often, a borrower qualifies for all other aspects of a loan but does not have enough cash saved for the down payment and closing expenses.
DPA programs are crucial for making homeownership accessible, particularly for first time homebuyers.
Reduced Out of Pocket Costs
Reduced Out of Pocket Costs
State and Local Programs
State and Local Programs
Faster Homeownership
Faster Homeownership
Flexible Options
Flexible Options
Down Payment Assistance comes in various forms, each designed to meet different financial needs. Our loan officers will help you determine which type you qualify for.

Hi, It's me Homy. You can ask me questions at any time and I am happy to help.
Start a conversation with Homy!
We believe in a human powered mortgage process. Our dedicated loan officers are good people committed to guiding you every step of the way, helping you achieve your homeownership goals.
Can Arkitect handle both architecture and interior design?
Does Arkitect work on international projects?
What is Arkitect's design process?
How do I start a project with Arkitect?