A licensed Texas mortgage broker that compares loan programs across wholesale lenders, with one dedicated loan officer guiding you from first conversation to keys.
Who we are
Founded in 2024, HomyLoan, LLC is a licensed Texas mortgage broker (Company NMLS 2783307) that compares loan programs across a network of wholesale lenders and pairs every client with one dedicated licensed loan officer.
At HomyLoan, our mission is to approach every part of our mortgage business from the inside out. By investing in our licensed loan officers and support staff first, we aim to deliver an exceptional home loan experience for every borrower. Founded on the principle of "Be Human," our culture puts people first—both our team and the homebuyers and homeowners we serve.

How we work
One licensed loan officer guides you through every step, so you always know what happens next.
Tell your loan officer what you want to do: buy, refinance or tap equity. We listen first, then explain your options in plain language.
We review your income, assets and credit, then compare loan programs across our network of wholesale lenders.
You apply once. We submit your file to the lender you choose and handle conditions with you until it's cleared to close.
Review your Closing Disclosure, sign at the title company and get your keys. Your loan officer is with you to the end.
Why a broker
HomyLoan is a mortgage broker, not a lender. That means we don't fund loans ourselves. We work with a network of wholesale lenders to find a loan program that fits your goals, then guide your file through to closing.
A bank can only offer its own loans. As a broker, we compare loan programs across a network of wholesale lenders and show you the options that fit.
You share your information once. Your loan officer matches your situation to lender guidelines, including FHA, VA, USDA, conventional, jumbo and non-QM programs.
The same licensed loan officer works with you from the first call to closing, and works with the lender on your behalf.

One dedicated loan officer
NMLS-licensed, from pre-approval to closing
Our philosophy
While the mortgage industry trends toward automation, we double down on the human element. Home Loans Powered by Humans® represents our commitment to providing personalized guidance, expert advice and support through every step of the homebuying journey. As your mortgage broker, we pair you with one licensed loan officer who works with you from pre-approval and application through closing—including nights, weekends or early mornings, whatever fits your schedule.
Loan programs
As a full-service mortgage broker, HomyLoan offers a wide range of home loans tailored to your needs, including conventional, FHA, VA, USDA, jumbo and reverse mortgages, refinance options and condo financing, as well as down payment assistance programs, first-time homebuyer programs, physician loans and Hero Loans for first responders, police officers, firefighters, nurses and teachers. Our goal is to make homeownership accessible, straightforward and human-centered.
Loan programs are offered through our lender partners. Availability depends on eligibility, property and lender guidelines.

Licensing and trust
HomyLoan, LLC is a licensed mortgage broker, Company NMLS ID 2783307. You can confirm our license status at any time on NMLS Consumer Access, the official public lookup run by the Nationwide Multistate Licensing System.
License details
Public record on NMLS Consumer Access
Equal Housing Opportunity. We do business in accordance with the Fair Housing Act and the Equal Credit Opportunity Act.
Where we serve
HomyLoan helps people buy, refinance and tap equity in homes throughout Texas, from big metros to small towns. Find local guides, home prices and loan limits for your city.
Contact
Call or email us with a question about buying or refinancing. A real person will get back to you.
Founded in 2024, HomyLoan, LLC is a licensed mortgage broker (Company NMLS 2783307) serving homebuyers and homeowners in Texas. We compare loan programs across a network of wholesale lenders and pair each client with one dedicated licensed loan officer.
HomyLoan is a mortgage broker, not a lender. We don't fund loans ourselves; we match you with a loan program from one of our wholesale lender partners and guide your application through closing.
A bank can only offer its own loan products. A broker can compare programs from several wholesale lenders, which gives you more options to weigh in one place.
Search Company NMLS ID 2783307 on NMLS Consumer Access (nmlsconsumeraccess.org), the official public lookup for mortgage licenses. The record shows our current license details.
HomyLoan serves homebuyers and homeowners in Texas. Visit our Texas page for city guides and local loan information.
Through our lender partners we offer FHA, VA, USDA, conventional, jumbo, refinance, HELOC, reverse (HECM), renovation, physician, self-employed and non-QM, and investor loans. We can also help with Texas down payment assistance programs such as TDHCA and TSAHC.