Training & Education
Pre-license education, continuing education, compliance and product training for HomyLoan loan officers and team members.
- NMLS pre-license education
- Continuing education
- Compliance and product training
Training at HomyLoan
Continuous Learning for Better Service and Compliance
Our team receives ongoing training to stay current with federal, state, and industry-specific requirements. This ensures that every customer interaction meets legal and ethical standards.
Through continuous education, we deliver a professional, compliant, and customer-focused lending experience.
Our training covers:
- Fair lending and anti-discrimination
- Consumer privacy laws
- Ethical sales practices
- Fraud prevention and detection
- Regulatory updates
NMLS continuing education
Continuing education, every year
Under the SAFE Act, state-licensed mortgage loan originators must complete at least 8 hours of NMLS-approved continuing education each year to renew their license. Texas MLOs follow the same rule.
Courses come from NMLS-approved providers, and completions are reported to your NMLS record. Requirements can change, so confirm the current Texas rules in the NMLS Resource Center.
New to the industry? How to get licensed- 8 hours
- Minimum NMLS-approved continuing education each year for state-licensed MLOs, including in Texas.
- 3 hours
- Federal law and regulations.
- 2 hours
- Ethics, including fraud, consumer protection and fair lending.
- 2 hours
- Non-traditional mortgage lending.
Compliance training
The rules we train on
Mortgage lending is closely regulated. Our compliance training covers the federal and Texas rules that shape every loan file.
TRID
The TILA-RESPA Integrated Disclosure rule: the Loan Estimate and Closing Disclosure, and when each must be delivered.
Fair lending and ECOA
The Equal Credit Opportunity Act and Fair Housing Act: treating every applicant fairly, without discrimination.
About ECOARESPA
The Real Estate Settlement Procedures Act, including its rules on settlement services and referral fees.
SAFE Act
Licensing, registration and education standards for mortgage loan originators through NMLS.
Texas home equity rules
Texas Constitution Article XVI, Section 50(a)(6) rules for home equity loans and cash-out refinancing in Texas.
Home equity optionsPrivacy and data security
Protecting client information under federal privacy rules and our own data security practices.
Data privacy
Product training
Training across loan programs
As a mortgage broker, HomyLoan works with a network of wholesale lenders. Product training helps our team understand each program's guidelines so they can explain options clearly to clients.
Training and education: FAQs
State-licensed mortgage loan originators, including those in Texas, must complete at least 8 hours of NMLS-approved continuing education each year to renew their license.
The SAFE Act minimum includes 3 hours of federal law and regulations, 2 hours of ethics (including fraud, consumer protection and fair lending) and 2 hours of non-traditional mortgage lending, with the rest as electives.
Our compliance training covers TRID disclosures, fair lending and the Equal Credit Opportunity Act, RESPA, the SAFE Act, Texas home equity rules, and privacy and data security.
HomyLoan compares loan programs across a network of wholesale lenders. Product training helps our team understand each program's guidelines so they can explain options to clients accurately.
Texas Constitution Article XVI, Section 50(a)(6) sets special rules for home equity loans and cash-out refinancing on a Texas homestead, including limits on how much equity can be borrowed against.
Grow with HomyLoan
Put your training to work
Explore mortgage careers at HomyLoan, or see the steps to earn your Texas loan officer license.