HOME PURCHASE LOANS
Owning a home offers more than equity—it brings stability, fulfillment, and community. At Homy Loans, we make it possible with financing starting at just 3% down**. Let's clear up common myths so you can buy with confidence.
FACT VERSUS FICTION:
YOUR DOWN PAYMENT
Many people still believe a 20% down payment is required to buy a home. This is simply not true. We offer a multitude of programs that could work for your home purchase, with many options requiring a much smaller down payment.
Our Loan Program Options
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FHA Loans
Requires as low as 3.5% down payment.
VA Loans
Often allows for zero down payment for eligible veterans.
USDA Loans
Offers zero down payment for eligible properties in rural areas.
Conventional Loans
Down payments can be as low as 3%.
DPA Loans
Programs are available to help cover down payment.
The Homy Loans Human Advantage
Purchasing a home is one of life's biggest decisions. At Homy Loans, we ensure you have dedicated human support every step of the way. We believe in a human powered mortgage process, meaning you work with one caring, experienced loan officer from application to close. We are here to answer your questions, ease your worries, and make your homebuying experience as smooth as possible.
Welcome
Hi, It's me Homy. You can ask me questions at any time and I am happy to help.
Start a conversation with Homy!
Frequently Asked Questions
What type of architecture does Arkitect specialize in?
We believe in a human powered mortgage process. Our dedicated loan officers are good people committed to guiding you every step of the way, helping you achieve your homeownership goals.
Can Arkitect handle both architecture and interior design?
Does Arkitect work on international projects?
What is Arkitect's design process?
How do I start a project with Arkitect?