HOME PURCHASE LOANS
Owning a home is more than just building equity. it brings stability, pride, and a place to truly call your own. At Homy Loans, we help make homeownership possible with financing options starting as low as 3% down. Our goal is to simplify the process so you can move forward with confidence.
FACT VERSUS FICTION:
YOUR DOWN PAYMENT
Many people still believe a 20% down payment is required to buy a home. This is simply not true. We offer a multitude of programs that could work for your home purchase, with many options requiring a much smaller down payment.
Our Loan Program Options
Finding the right mortgage matters. We offer a variety of loan programs designed to support different budgets, credit profiles, and homeownership goals. Our team will help you choose the option that works best for your situation.
FHA Loans
Requires as low as 3.5% down payment.
VA Loans
Often allows for zero down payment for eligible veterans.
USDA Loans
Offers zero down payment for eligible properties in rural areas.
Conventional Loans
Down payments can be as low as 3%.
DPA Loans
Programs are available to help cover down payment.
The Homy Loans Human Advantage
Purchasing a home is one of life's biggest decisions. At Homy Loans, we ensure you have dedicated human support every step of the way. We believe in a human powered mortgage process, meaning you work with one caring, experienced loan officer from application to close. We are here to answer your questions, ease your worries, and make your homebuying experience as smooth as possible.
Welcome
Hi, It's me Homy. You can ask me questions at any time and I am happy to help.
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Frequently Asked Questions
What type of architecture does Arkitect specialize in?
We believe in a human powered mortgage process. Our dedicated loan officers are good people committed to guiding you every step of the way, helping you achieve your homeownership goals.
Can Arkitect handle both architecture and interior design?
Does Arkitect work on international projects?
What is Arkitect's design process?
How do I start a project with Arkitect?