The HomeStyle Renovation Loan lets you finance both the purchase (or refinance) of a home and the cost of renovations with one convenient loan. Whether you're buying a fixer-upper or upgrading your current property, this program rolls the improvement costs right into your mortgage—simplifying the process and helping you create the home you've always envisioned.

A renovation loan is a single mortgage that includes both the cost of buying or refinancing a property and the funds needed for improvements and repairs. Instead of managing multiple loans, the entire balance is rolled into one monthly mortgage payment, making it simple to finance your project.
VA Loans help veterans, service members, and eligible families achieve homeownership with no down payment, no PMI, flexible qualifications, and competitive rates. At Homy Loans, we're proud to support those who've served by making this benefit accessible.



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