REFINANCE YOUR
HOME
To refinance a mortgage means to replace an existing mortgage loan with a new one. With a refinance, the principal balance of the existing loan is paid-in-full using the balance of the new loan.
WHAT IS
REFINANCING?
To refinance a mortgage means to replace an existing mortgage loan with a new one. With a refinance, the principal balance of the existing loan is paid-in-full using the balance of the new loan.
Our Loan options
Program Options
FHA Loans
FHA Loans
Find the right mortgage options to purchase your new home.
USDA Loans
USDA Loans
Explore refinancing solutions designed to lower rates and payments.
DPA Loans
DPA Loans
Programs are available to help cover down payment.
VA Loans
VA Loans
Finance home improvements and renovations with ease.
Conventional Loans
Conventional Loans
Jumbo loan solutions for higher value properties.
FHA Loans
FHA Loans
Find the right mortgage options to purchase your new home.
USDA Loans
USDA Loans
Explore refinancing solutions designed to lower rates and payments.
DPA Loans
DPA Loans
Programs are available to help cover down payment.
VA Loans
VA Loans
Finance home improvements and renovations with ease.
Conventional Loans
Conventional Loans
Jumbo loan solutions for higher value properties.
Reasons to Refinance
Homeowners refinance for many reasons. We help you define your goal and choose the best option, which often includes: Securing a Lower Rate to reduce monthly payments and save money. Getting a Shorter Term to pay off the loan sooner and save on total interest. Switching to a Fixed Rate from an ARM for predictable payments. Converting Home Equity to Cash for major expenses or debt payoff.
When is the Right Time to Refinance?
If your current home or mortgage meets one or more of these conditions, it is a great time to consider refinancing:
There are several key indicators that it may be the right time to refinance. If your local housing market has driven up your home's value, the resulting high equity can open the door to a new loan with better terms or a cash out option. Also, if you can secure an interest rate that is significantly lower than your current one, refinancing is definitely worth exploring. Finally, if your mortgage is relatively new, getting a new loan early on can help ensure more of your monthly payment goes toward the principal balance, helping you build equity faster.
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Frequently Asked Questions
What type of architecture does Arkitect specialize in?
We believe in a human powered mortgage process. Our dedicated loan officers are good people committed to guiding you every step of the way, helping you achieve your homeownership goals.
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Does Arkitect work on international projects?
What is Arkitect's design process?
How do I start a project with Arkitect?