Your Trusted Partner in Home Financing
At HomyLoan, we understand that buying a home is a major milestone. As your mortgage broker, we're committed to making the home loan process as clear and stress-free as possible. Whether you're a first-time homebuyer, looking to refinance or exploring specialized loan options, our licensed loan officers are here to guide you every step of the way.
- Licensed mortgage broker
- One dedicated loan officer
- Multiple lenders compared
Lenders compared for you
A network of wholesale lenders
What we help with
Our Services
HomyLoan offers a variety of home loans: conventional loans with as little as 3% down for qualified buyers, FHA loans for first-time buyers or lower credit scores, VA loans for eligible veterans, service members and surviving spouses, USDA loans with no down payment in eligible rural and suburban areas, jumbo loans for high-value properties, refinance options that may lower your payment or access home equity, reverse mortgages for homeowners 62+, down payment assistance to reduce upfront costs, and specialty loans for physicians, local heroes and more.
- Conventional
- FHA
- VA
- USDA
- Jumbo
- Refinance
- HELOC
- Reverse (HECM)
- Renovation
- Physician
- Self-employed
- Down payment assistance
Loan programs are offered through lenders HomyLoan works with and are subject to credit approval.
How it works
Our Process
From the first conversation to closing, one licensed HomyLoan loan officer guides you through each step.
- 01
Consultation
A licensed loan officer learns about your financial goals and the home loan options that may fit them.
- 02
Pre-Approval
We review your income, credit and assets to estimate how much you may be able to borrow.
- 03
Application
Submit your mortgage application and supporting documents through our secure platform.
- 04
Underwriting
Underwriters verify your information and review your loan, subject to credit approval.
- 05
Approval & Closing
Once approved, we'll guide you through your closing disclosure and closing to finalize your loan.
Operations careers
The team behind every closing
Behind each loan officer is an operations team that keeps files organized, works with lenders and helps clients reach the closing table. If you like clear processes and helping people, see where you could fit at HomyLoan.
Home financing FAQs
A mortgage broker compares loan programs from several lenders and helps you apply for the one that fits. HomyLoan works with a network of wholesale lenders, and the loan is funded by the lender you choose.
Consultation, pre-approval, application, underwriting, then approval and closing. One licensed loan officer guides you through every step.
Through its lenders, HomyLoan helps with conventional, FHA, VA, USDA, jumbo, refinance, HELOC, reverse (HECM), renovation, physician and self-employed loans, plus down payment assistance such as TDHCA and TSAHC programs.
No. A pre-approval estimates what you may be able to borrow based on your income, credit and assets. Final approval comes from the lender after underwriting and is subject to credit approval.
Yes. HomyLoan, LLC is a licensed mortgage broker, Company NMLS ID 2783307, serving homebuyers and homeowners in Texas. You can verify it on NMLS Consumer Access.
Get started
Ready to talk about your home loan?
HomyLoan, LLC is a licensed Texas mortgage broker (NMLS 2783307). One dedicated loan officer will compare options from multiple lenders for you.